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Helping you find the right Mortgage...

Choosing the right buy to let mortgage is a consideration when looking to buy an investment property in the UK. In order to assist our users, Hopwood House have partnered with L&C, the largest fee free mortgage broker in the UK.

L&C offer access to a wide range of buy to let and residential mortgages, offering fee-free advice regardless of whether you're looking to invest in a buy to let property or simply remortgaging. For more information, simply call one of L&C's specialist mortgage advisors on 0800 953 4090 today.

Benefits of our Service:

  • Fee-free advice from across the market
  • Simple stress free experience, all done by phone, post & email
  • Award winning service

Speak to an Advisor

If you've had an offer accepted, or if you're remortgaging, you can speak to one of our advisors now on 0800 953 4090, or request a call back:

Best Buy Mortgages (Updated Daily)

Below are some of the best buy and residential mortgage rates currently on the market. Contact one of L&C’s qualified advisors for a more personalised search of the market and advice. The award winning team at L&C not only work with you to ensure you qualify for any deal before you apply, they also provide expert support throughout the entire process.

LenderDescriptionInitial RateSubsequent RateCost for Comparison (APRC)Arrangement FeeEarly Repayment ChargeLoan to Value
MansfieldFixed for 3 years2.59%5.34%4.8%£03% for 3 years80%
MansfieldFixed for 3 years2.99%5.34%4.8%£03% for 3 years90%
LoughboroughFixed for 3 years3.49%4.84%4.8%£1003% for 3 years95%
FurnessFixed for 2 years2.69%5.29%5.1%£02% reducing to 1% for 2 years90%
Hinckley & RugbyFixed for 2 years3.45%5.64%4.9%£1992% for 2 years90%
Co-OpBase +2.49% for term2.74%4.49%2.9%£150None60%
Co-OpBase +2.64% for term2.89%4.49%3.0%£150None70%
Co-OpBase +2.79% for term3.04%4.49%3.2%£150None75%
First DirectStandard variable rate3.69%3.69%3.8%£0None75%
First DirectBase +2.49% for term2.74%3.69%2.8%£0None80%

Representative example A mortgage of £157,314 payable over 20 years, initially on a fixed rate until 02/10/19 at 1.94% and then on a variable rate of 4.49% for the remaining 18 years would require 26 payments of £254.32 and 214 payments of £588.62. The total amount payable would be £291,646 made up of the loan amount plus interest (£132,577) and fees (£1,755). The overall cost for comparison is 4.3% APRC representative

Mortgage Calculators

Our calculators are designed to provide you with the answers you need in order to find the best buy to let mortgage deal for you.

How Much Can I Borrow?

Regardless of whether this is your first buy to let property, or you're looking to add to your existing buy to let mortgage, the calculator below will highlight how much you can borrow, based on your circumstances.

Purchase price of property

 

Monthly rent

 

A conservative estimate of what you could borrow, based on the information you have provided the mortgage calculator is

£

How Much Will It Cost?

Use our buy to let mortgage calculator to see typical monthly repayment figures based on your selected criteria. Just enter the amount you want to borrow, how long for and the estimated interest rate.

How much do you want to borrow?

 

Interest rate?

 

How long do you want to borrow the money for?

 

Based on the Information you have given us your monthly costs will be:

Repayment: £
Interest Only: £

Advice on Mortgages

For more information on buy to let mortgages, please browse our selection of helpful guides below.

Buy to Let Mortgage Guide

If you are thinking about becoming a landlord for the first time, or you're thinking of extending your rental property portfolio as an experienced buy to let investor, you will require a buy to let mortgage to proceed rather than just a standard residential mortgage.

Read Article

Buy To Let Mortgage FAQs

A buy to let mortgage works as a loan against your property, for which you aim to rent out. This type of mortgage is specifically for property buyers that are purchasing a property with the sole intention of renting the property out to tenants.

Read Article

Repayment or Interest Only

Not sure on the best type of mortgage for your buy to let investment? Our helpful guide will look at the advantages and disadvantages of both 'repayment' and 'interest-only' mortgages as well as how they both work and why you should consider each option.

Read Article

What is a Mortgage Broker?

What is a mortgage broker? Do I need to use one? What can a mortgage broker help me with? All these questions and more will be answered in our guide to what mortgage brokers do and how they can help you to secure the best buy to let mortgage.

Read Article

Investment Research Centre

Please browse our research centre for additional information on different types of property investment including buy to let, student property and commercial property.

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